Financing simplified, success magnified.

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Your access to capital

Strategic advisory and digital solutions that simplify funding and unlock growth opportunities.

Our services

End-to-end solutions that simplify private credit—from seamless digital dealmaking to expert advisory tailored for complex capital needs.

Tiotio for Borrowers

Access tailored financing for expansion, refinancing, or acquisitions—faster, simpler, and backed by expert advisory every step of the way.

Tiotio for Lenders

Discover vetted borrowers and gain visibility through a transparent, efficient process designed to reduce friction and accelerate decisions.

Tiotio for Investors

Discover qualified opportunities and gain visibility through a streamlined, transparent process built to reduce friction and accelerate investment decisions.

Selected client comments.

Infrastructure
Project Financing
Equity
Equity
Tiotio was far more than a strategic advisor in our capital-raising process; they were a true partner. Their dedicated team went above and beyond to deliver tailored solutions that perfectly met our needs, driving exceptional value for our project.
Miika, Chairman
Carve.Out
Corporate
Equity
Equity
Tiotio’s highly professional and efficient approach ensured swift engagement with relevant buyers, bringing them to the table in no time. Jarno was consistently accessible, a pleasure to work with, and a trusted partner we are happy to recommend.
David, CEO
Private Equity
Acquisition Financing
Equity
Debt
Jarno and Tiotio were invaluable strategic partners, delivering immense value to our acquisition execution from day one. Their clear leadership and ownership of the transaction ensured outstanding results, and we look forward to many successful collaborations in the future.
Andy, Managing Partner
SME
Leasing Financing
Equity
Debt
Jarno is always just a phone call away, a true dealmaker who focuses on securing the best market solutions for us. Working with such professional people is always a pleasure.
Eero, Executive
SPV
Factoring Financing
Equity
Debt
To finance our client’s growth, we turned to Tiotio, who delivered an innovative, state-of-the-art solution and secured us a new international financing partner. Tiotio, as our trusted advisor, enabled us to create a groundbreaking market offering
Jouni, CFO
SME
Growth Financing
Equity
Debt
With Tiotio’s professional and invaluable support, we secured a better outcome from lender discussions than we could have achieved alone. Having a well-connected and structured partner like Jarno, who consistently goes the extra mile, is greatly appreciated.
Patrik, CFO
Real Estate
Re financing
Equity
Debt
As our long-standing house bank’s financing approached maturity, we sought market alternatives and, with Tiotio’s professional guidance, efficiently explored a structured range of options. We couldn’t be more happy with the successful outcome.
Johani, CEO
Growth Comp.
Advisory Board
Equity
Advisory
Our mission is to help companies thrive in NATO markets, and we’ve been privileged to have Jarno as an advisory board member from the start. His extensive financial market expertise and strategic guidance have been crucial to our success.
Harri, Co-Founder
Real Estate
Asset Sales
Equity
Equity
To enhance our asset sales process, we turned to Tiotio, whose extensive international investor network provided invaluable support. We are eager to continue our collaboration with them.
Luis, Executive
Infrastructure
Project Financing
Equity
Equity
Tiotio was far more than a strategic advisor in our capital-raising process; they were a true partner. Their dedicated team went above and beyond to deliver tailored solutions that perfectly met our needs, driving exceptional value for our project.
Miika, Chairman
Carve.Out
Corporate
Equity
Equity
Tiotio’s highly professional and efficient approach ensured swift engagement with relevant buyers, bringing them to the table in no time. Jarno was consistently accessible, a pleasure to work with, and a trusted partner we are happy to recommend.
David, CEO
Private Equity
Acquisition Financing
Equity
Debt
Jarno and Tiotio were invaluable strategic partners, delivering immense value to our acquisition execution from day one. Their clear leadership and ownership of the transaction ensured outstanding results, and we look forward to many successful collaborations in the future.
Andy, Managing Partner
SME
Leasing Financing
Equity
Debt
Jarno is always just a phone call away, a true dealmaker who focuses on securing the best market solutions for us. Working with such professional people is always a pleasure.
Eero, Executive
SPV
Factoring Financing
Equity
Debt
To finance our client’s growth, we turned to Tiotio, who delivered an innovative, state-of-the-art solution and secured us a new international financing partner. Tiotio, as our trusted advisor, enabled us to create a groundbreaking market offering
Jouni, CFO
SME
Growth Financing
Equity
Debt
With Tiotio’s professional and invaluable support, we secured a better outcome from lender discussions than we could have achieved alone. Having a well-connected and structured partner like Jarno, who consistently goes the extra mile, is greatly appreciated.
Patrik, CFO
Real Estate
Re financing
Equity
Debt
As our long-standing house bank’s financing approached maturity, we sought market alternatives and, with Tiotio’s professional guidance, efficiently explored a structured range of options. We couldn’t be more happy with the successful outcome.
Johani, CEO
Growth Comp.
Advisory Board
Equity
Advisory
Our mission is to help companies thrive in NATO markets, and we’ve been privileged to have Jarno as an advisory board member from the start. His extensive financial market expertise and strategic guidance have been crucial to our success.
Harri, Co-Founder
Real Estate
Asset Sales
Equity
Equity
To enhance our asset sales process, we turned to Tiotio, whose extensive international investor network provided invaluable support. We are eager to continue our collaboration with them.
Luis, Executive
Infrastructure
Project Financing
Equity
Equity
Tiotio was far more than a strategic advisor in our capital-raising process; they were a true partner. Their dedicated team went above and beyond to deliver tailored solutions that perfectly met our needs, driving exceptional value for our project.
Miika, Chairman
Carve.Out
Corporate
Equity
Equity
Tiotio’s highly professional and efficient approach ensured swift engagement with relevant buyers, bringing them to the table in no time. Jarno was consistently accessible, a pleasure to work with, and a trusted partner we are happy to recommend.
David, CEO
Private Equity
Acquisition Financing
Equity
Debt
Jarno and Tiotio were invaluable strategic partners, delivering immense value to our acquisition execution from day one. Their clear leadership and ownership of the transaction ensured outstanding results, and we look forward to many successful collaborations in the future.
Andy, Managing Partner
SME
Leasing Financing
Equity
Debt
Jarno is always just a phone call away, a true dealmaker who focuses on securing the best market solutions for us. Working with such professional people is always a pleasure.
Eero, Executive
SPV
Factoring Financing
Equity
Debt
To finance our client’s growth, we turned to Tiotio, who delivered an innovative, state-of-the-art solution and secured us a new international financing partner. Tiotio, as our trusted advisor, enabled us to create a groundbreaking market offering
Jouni, CFO
SME
Growth Financing
Equity
Debt
With Tiotio’s professional and invaluable support, we secured a better outcome from lender discussions than we could have achieved alone. Having a well-connected and structured partner like Jarno, who consistently goes the extra mile, is greatly appreciated.
Patrik, CFO
Real Estate
Re financing
Equity
Debt
As our long-standing house bank’s financing approached maturity, we sought market alternatives and, with Tiotio’s professional guidance, efficiently explored a structured range of options. We couldn’t be more happy with the successful outcome.
Johani, CEO
Growth Comp.
Advisory Board
Equity
Advisory
Our mission is to help companies thrive in NATO markets, and we’ve been privileged to have Jarno as an advisory board member from the start. His extensive financial market expertise and strategic guidance have been crucial to our success.
Harri, Co-Founder
Real Estate
Asset Sales
Equity
Equity
To enhance our asset sales process, we turned to Tiotio, whose extensive international investor network provided invaluable support. We are eager to continue our collaboration with them.
Luis, Executive
Infrastructure
Project Financing
Equity
Equity
Tiotio was far more than a strategic advisor in our capital-raising process; they were a true partner. Their dedicated team went above and beyond to deliver tailored solutions that perfectly met our needs, driving exceptional value for our project.
Miika, Chairman
Carve.Out
Corporate
Equity
Equity
Tiotio’s highly professional and efficient approach ensured swift engagement with relevant buyers, bringing them to the table in no time. Jarno was consistently accessible, a pleasure to work with, and a trusted partner we are happy to recommend.
David, CEO
Private Equity
Acquisition Financing
Equity
Debt
Jarno and Tiotio were invaluable strategic partners, delivering immense value to our acquisition execution from day one. Their clear leadership and ownership of the transaction ensured outstanding results, and we look forward to many successful collaborations in the future.
Andy, Managing Partner
SME
Leasing Financing
Equity
Debt
Jarno is always just a phone call away, a true dealmaker who focuses on securing the best market solutions for us. Working with such professional people is always a pleasure.
Eero, Executive
SPV
Factoring Financing
Equity
Debt
To finance our client’s growth, we turned to Tiotio, who delivered an innovative, state-of-the-art solution and secured us a new international financing partner. Tiotio, as our trusted advisor, enabled us to create a groundbreaking market offering
Jouni, CFO
SME
Growth Financing
Equity
Debt
With Tiotio’s professional and invaluable support, we secured a better outcome from lender discussions than we could have achieved alone. Having a well-connected and structured partner like Jarno, who consistently goes the extra mile, is greatly appreciated.
Patrik, CFO
Real Estate
Re financing
Equity
Debt
As our long-standing house bank’s financing approached maturity, we sought market alternatives and, with Tiotio’s professional guidance, efficiently explored a structured range of options. We couldn’t be more happy with the successful outcome.
Johani, CEO
Growth Comp.
Advisory Board
Equity
Advisory
Our mission is to help companies thrive in NATO markets, and we’ve been privileged to have Jarno as an advisory board member from the start. His extensive financial market expertise and strategic guidance have been crucial to our success.
Harri, Co-Founder
Real Estate
Asset Sales
Equity
Equity
To enhance our asset sales process, we turned to Tiotio, whose extensive international investor network provided invaluable support. We are eager to continue our collaboration with them.
Luis, Executive

Infrastructure
Project Financing
Equity
Equity
Tiotio was far more than a strategic advisor in our capital-raising process; they were a true partner. Their dedicated team went above and beyond to deliver tailored solutions that perfectly met our needs, driving exceptional value for our project.
Miika, Chairman
Carve.Out
Corporate
Equity
Equity
Tiotio’s highly professional and efficient approach ensured swift engagement with relevant buyers, bringing them to the table in no time. Jarno was consistently accessible, a pleasure to work with, and a trusted partner we are happy to recommend.
David, CEO
Private Equity
Acquisition Financing
Equity
Debt
Jarno and Tiotio were invaluable strategic partners, delivering immense value to our acquisition execution from day one. Their clear leadership and ownership of the transaction ensured outstanding results, and we look forward to many successful collaborations in the future.
Andy, Managing Partner
SME
Leasing Financing
Equity
Debt
Jarno is always just a phone call away, a true dealmaker who focuses on securing the best market solutions for us. Working with such professional people is always a pleasure.
Eero, Executive
SPV
Factoring Financing
Equity
Debt
To finance our client’s growth, we turned to Tiotio, who delivered an innovative, state-of-the-art solution and secured us a new international financing partner. Tiotio, as our trusted advisor, enabled us to create a groundbreaking market offering
Jouni, CFO
SME
Growth Financing
Equity
Debt
With Tiotio’s professional and invaluable support, we secured a better outcome from lender discussions than we could have achieved alone. Having a well-connected and structured partner like Jarno, who consistently goes the extra mile, is greatly appreciated.
Patrik, CFO
Real Estate
Re financing
Equity
Debt
As our long-standing house bank’s financing approached maturity, we sought market alternatives and, with Tiotio’s professional guidance, efficiently explored a structured range of options. We couldn’t be more happy with the successful outcome.
Johani, CEO
Growth Comp.
Advisory Board
Equity
Advisory
Our mission is to help companies thrive in NATO markets, and we’ve been privileged to have Jarno as an advisory board member from the start. His extensive financial market expertise and strategic guidance have been crucial to our success.
Harri, Co-Founder
Real Estate
Asset Sales
Equity
Equity
To enhance our asset sales process, we turned to Tiotio, whose extensive international investor network provided invaluable support. We are eager to continue our collaboration with them.
Luis, Executive
Infrastructure
Project Financing
Equity
Equity
Tiotio was far more than a strategic advisor in our capital-raising process; they were a true partner. Their dedicated team went above and beyond to deliver tailored solutions that perfectly met our needs, driving exceptional value for our project.
Miika, Chairman
Carve.Out
Corporate
Equity
Equity
Tiotio’s highly professional and efficient approach ensured swift engagement with relevant buyers, bringing them to the table in no time. Jarno was consistently accessible, a pleasure to work with, and a trusted partner we are happy to recommend.
David, CEO
Private Equity
Acquisition Financing
Equity
Debt
Jarno and Tiotio were invaluable strategic partners, delivering immense value to our acquisition execution from day one. Their clear leadership and ownership of the transaction ensured outstanding results, and we look forward to many successful collaborations in the future.
Andy, Managing Partner
SME
Leasing Financing
Equity
Debt
Jarno is always just a phone call away, a true dealmaker who focuses on securing the best market solutions for us. Working with such professional people is always a pleasure.
Eero, Executive
SPV
Factoring Financing
Equity
Debt
To finance our client’s growth, we turned to Tiotio, who delivered an innovative, state-of-the-art solution and secured us a new international financing partner. Tiotio, as our trusted advisor, enabled us to create a groundbreaking market offering
Jouni, CFO
SME
Growth Financing
Equity
Debt
With Tiotio’s professional and invaluable support, we secured a better outcome from lender discussions than we could have achieved alone. Having a well-connected and structured partner like Jarno, who consistently goes the extra mile, is greatly appreciated.
Patrik, CFO
Real Estate
Re financing
Equity
Debt
As our long-standing house bank’s financing approached maturity, we sought market alternatives and, with Tiotio’s professional guidance, efficiently explored a structured range of options. We couldn’t be more happy with the successful outcome.
Johani, CEO
Growth Comp.
Advisory Board
Equity
Advisory
Our mission is to help companies thrive in NATO markets, and we’ve been privileged to have Jarno as an advisory board member from the start. His extensive financial market expertise and strategic guidance have been crucial to our success.
Harri, Co-Founder
Real Estate
Asset Sales
Equity
Equity
To enhance our asset sales process, we turned to Tiotio, whose extensive international investor network provided invaluable support. We are eager to continue our collaboration with them.
Luis, Executive
Infrastructure
Project Financing
Equity
Equity
Tiotio was far more than a strategic advisor in our capital-raising process; they were a true partner. Their dedicated team went above and beyond to deliver tailored solutions that perfectly met our needs, driving exceptional value for our project.
Miika, Chairman
Carve.Out
Corporate
Equity
Equity
Tiotio’s highly professional and efficient approach ensured swift engagement with relevant buyers, bringing them to the table in no time. Jarno was consistently accessible, a pleasure to work with, and a trusted partner we are happy to recommend.
David, CEO
Private Equity
Acquisition Financing
Equity
Debt
Jarno and Tiotio were invaluable strategic partners, delivering immense value to our acquisition execution from day one. Their clear leadership and ownership of the transaction ensured outstanding results, and we look forward to many successful collaborations in the future.
Andy, Managing Partner
SME
Leasing Financing
Equity
Debt
Jarno is always just a phone call away, a true dealmaker who focuses on securing the best market solutions for us. Working with such professional people is always a pleasure.
Eero, Executive
SPV
Factoring Financing
Equity
Debt
To finance our client’s growth, we turned to Tiotio, who delivered an innovative, state-of-the-art solution and secured us a new international financing partner. Tiotio, as our trusted advisor, enabled us to create a groundbreaking market offering
Jouni, CFO
SME
Growth Financing
Equity
Debt
With Tiotio’s professional and invaluable support, we secured a better outcome from lender discussions than we could have achieved alone. Having a well-connected and structured partner like Jarno, who consistently goes the extra mile, is greatly appreciated.
Patrik, CFO
Real Estate
Re financing
Equity
Debt
As our long-standing house bank’s financing approached maturity, we sought market alternatives and, with Tiotio’s professional guidance, efficiently explored a structured range of options. We couldn’t be more happy with the successful outcome.
Johani, CEO
Growth Comp.
Advisory Board
Equity
Advisory
Our mission is to help companies thrive in NATO markets, and we’ve been privileged to have Jarno as an advisory board member from the start. His extensive financial market expertise and strategic guidance have been crucial to our success.
Harri, Co-Founder
Real Estate
Asset Sales
Equity
Equity
To enhance our asset sales process, we turned to Tiotio, whose extensive international investor network provided invaluable support. We are eager to continue our collaboration with them.
Luis, Executive
Infrastructure
Project Financing
Equity
Equity
Tiotio was far more than a strategic advisor in our capital-raising process; they were a true partner. Their dedicated team went above and beyond to deliver tailored solutions that perfectly met our needs, driving exceptional value for our project.
Miika, Chairman
Carve.Out
Corporate
Equity
Equity
Tiotio’s highly professional and efficient approach ensured swift engagement with relevant buyers, bringing them to the table in no time. Jarno was consistently accessible, a pleasure to work with, and a trusted partner we are happy to recommend.
David, CEO
Private Equity
Acquisition Financing
Equity
Debt
Jarno and Tiotio were invaluable strategic partners, delivering immense value to our acquisition execution from day one. Their clear leadership and ownership of the transaction ensured outstanding results, and we look forward to many successful collaborations in the future.
Andy, Managing Partner
SME
Leasing Financing
Equity
Debt
Jarno is always just a phone call away, a true dealmaker who focuses on securing the best market solutions for us. Working with such professional people is always a pleasure.
Eero, Executive
SPV
Factoring Financing
Equity
Debt
To finance our client’s growth, we turned to Tiotio, who delivered an innovative, state-of-the-art solution and secured us a new international financing partner. Tiotio, as our trusted advisor, enabled us to create a groundbreaking market offering
Jouni, CFO
SME
Growth Financing
Equity
Debt
With Tiotio’s professional and invaluable support, we secured a better outcome from lender discussions than we could have achieved alone. Having a well-connected and structured partner like Jarno, who consistently goes the extra mile, is greatly appreciated.
Patrik, CFO
Real Estate
Re financing
Equity
Debt
As our long-standing house bank’s financing approached maturity, we sought market alternatives and, with Tiotio’s professional guidance, efficiently explored a structured range of options. We couldn’t be more happy with the successful outcome.
Johani, CEO
Growth Comp.
Advisory Board
Equity
Advisory
Our mission is to help companies thrive in NATO markets, and we’ve been privileged to have Jarno as an advisory board member from the start. His extensive financial market expertise and strategic guidance have been crucial to our success.
Harri, Co-Founder
Real Estate
Asset Sales
Equity
Equity
To enhance our asset sales process, we turned to Tiotio, whose extensive international investor network provided invaluable support. We are eager to continue our collaboration with them.
Luis, Executive

Infrastructure

Project Financing

Equity

Tiotio was far more than a strategic advisor in our capital-raising process; they were a true partner. Their dedicated team went above and beyond to deliver tailored solutions that perfectly met our needs, driving exceptional value for our project.

Miika, Chairman

Carve.Out

Corporate

Equity

Tiotio’s highly professional and efficient approach ensured swift engagement with relevant buyers, bringing them to the table in no time. Jarno was consistently accessible, a pleasure to work with, and a trusted partner we are happy to recommend.

David, CEO

Private Equity

Acquisition Financing

Equity

Debt

Jarno and Tiotio were invaluable strategic partners, delivering immense value to our acquisition execution from day one. Their clear leadership and ownership of the transaction ensured outstanding results, and we look forward to many successful collaborations in the future.

Andy, Managing Partner

SME

Leasing Financing

Equity

Debt

Jarno is always just a phone call away, a true dealmaker who focuses on securing the best market solutions for us. Working with such professional people is always a pleasure.

Eero, Executive

SPV

Factoring Financing

Equity

Debt

To finance our client’s growth, we turned to Tiotio, who delivered an innovative, state-of-the-art solution and secured us a new international financing partner. Tiotio, as our trusted advisor, enabled us to create a groundbreaking market offering

Jouni, CFO

SME

Growth Financing

Equity

Debt

With Tiotio’s professional and invaluable support, we secured a better outcome from lender discussions than we could have achieved alone. Having a well-connected and structured partner like Jarno, who consistently goes the extra mile, is greatly appreciated.

Patrik, CFO

Real Estate

Re financing

Equity

Debt

As our long-standing house bank’s financing approached maturity, we sought market alternatives and, with Tiotio’s professional guidance, efficiently explored a structured range of options. We couldn’t be more happy with the successful outcome.

Johani, CEO

Growth Comp.

Advisory Board

Equity

Advisory

Our mission is to help companies thrive in NATO markets, and we’ve been privileged to have Jarno as an advisory board member from the start. His extensive financial market expertise and strategic guidance have been crucial to our success.

Harri, Co-Founder

Real Estate

Asset Sales

Equity

To enhance our asset sales process, we turned to Tiotio, whose extensive international investor network provided invaluable support. We are eager to continue our collaboration with them.

Luis, Executive

Revenues

15%

Increase compared to last week

Revenues report

Lost deals

You closed 96 out of 100 deals

All deals

Quarter goal

84%

All goals

Quarter goal

84%

All goals

Quarter goal

84%

All goals

Navigate uncertainty Maximise outcomes

As independent advisers, we help clients raise capital, refinance, and explore alternative and structured finance options to optimise processes, terms, and minimize risk. Leveraging our experts' in-depth knowledge and insights across capital structures, we ensure tailored solutions for each client's unique needs.

Timing is everything. Please leave us an early heads up to secure a spot in advance.

Request a quote

Ideal for every business

Registered in
Finland or Nordics

Monthly turnover
$5 Mil or more

Small & medium sized
Startups or teams

The tiotio solution

Central to our approach is a relentless commitment to technology. We enhance the productivity of our clients by delivering innovative, secure, and reliable solutions.

Our overarching objective is to revolutionize debt financing processes through the introduction of a digital solution, eliminating inefficiencies and reducing friction inherent in traditional loan procedures. This vision sets the stage for a future that is not only streamlined but also exceptionally effective.

Central to our approach is a relentless commitment to technology. We enhance the productivity of our clients by delivering innovative, secure, and reliable solutions.

Request a quote