We are a growing business with big ambitions

tiotio’s story

Our journey commenced with the frustration of our founder, Jarno, a seasoned debt banker who recognized the pressing need for enhanced access and streamlined execution in the private capital markets.

Driven by the ambition to revolutionize the industry and elevate the processes for companies navigating debt financing situations and seeking access to liquidity. Jarno founded tiotio poised to set a new standard in the field.

The name "tiotio" is derived from the Swedish word for ten-ten, which represents the highest score on a scoring scale. It symbolizes our commitment to providing top-quality service and achieving the best possible outcome for your business

All companies deserve an easier financing process, and we will not stop until our offering has reached all of them

— Jarno Hepouro, tiotio CEO

Mission

Help clients to raise, and deploy capital efficiently.

Vision

Simplify financing, and amplify success.

  • Jarno Hepouro

    FOUNDER

    Jarno possesses extensive experience in international debt capital markets - the value of executed transactions exceeds € 50bn. His knowledge of the everyday debt funding-related challenges lenders and borrowers face has driven his ambition to transfer his experience to benefit of our customers.

  • Constantin Buda

    GROWTH

    Constantin is international digital growth and marketing professional, entrepreneur and leader. He is specialised in B2B tech companies and their complex growth challenges.

  • Markku Pulkkinen

    TECH

    Markku is a visionary tech professional, entrepreneur and leader. Internationally well-renowned clients in the fintech sector have relied upon his extensive experience, among others.

  • Monika Liikamaa

    ADVISOR

    Monika is the Co-CEO, Co-Founder and Chair of Nordic payment service provider Enfuce. Her visionary thinking and 20+ years of experience in the fast-paced payment industry has enabled exceptional growth of Enfuce.